Call reports 2025
WESTERN BANK, ARTESIA, NEW MEXICO — 2025
What WESTERN BANK, ARTESIA, NEW MEXICO reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 337,390,000 | 321,613,000 | 299,675,000 | 305,494,000 |
| Total loans | 149,467,000 | 160,131,000 | 175,349,000 | 178,046,000 |
| Allowance for loan losses | 1,899,000 | 1,891,000 | 1,959,000 | 2,032,000 |
| Securities available for sale | 48,624,000 | 46,960,000 | 40,278,000 | 40,291,000 |
| Securities held to maturity | 24,501,000 | 24,436,000 | 24,370,000 | 24,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,836,000 | 289,602,000 | 265,661,000 | 271,209,000 |
| Interest-bearing deposits | 109,504,000 | 99,221,000 | 96,442,000 | 121,869,000 |
| Noninterest-bearing deposits | 197,332,000 | 190,381,000 | 169,219,000 | 149,340,000 |
| Equity capital | 27,746,000 | 29,260,000 | 31,389,000 | 30,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,029,000 | 8,189,000 | 12,396,000 | 16,414,000 |
| Interest expense | 130,000 | 260,000 | 390,000 | 684,000 |
| Net interest income | 3,899,000 | 7,929,000 | 12,006,000 | 15,730,000 |
| Noninterest income | 186,000 | 358,000 | 557,000 | 703,000 |
| Noninterest expense | 1,533,000 | 3,023,000 | 4,485,000 | 6,617,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,477,000 | 5,114,000 | 7,576,000 | 9,239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,477,000 | 5,114,000 | 7,576,000 | 9,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,637,000 | 34,014,000 | 35,225,000 | 34,088,000 |
| Total capital | 34,686,000 | 36,055,000 | 37,334,000 | 36,269,000 |
| Risk-weighted assets | 206,758,000 | 211,218,000 | 225,958,000 | 229,878,000 |