Call reports 2022
WESTERN BANK, ARTESIA, NEW MEXICO — 2022
What WESTERN BANK, ARTESIA, NEW MEXICO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 284,602,000 | 302,939,000 | 321,759,000 | 329,667,000 |
| Total loans | 122,707,000 | 132,981,000 | 132,271,000 | 138,583,000 |
| Allowance for loan losses | 2,067,000 | 2,137,000 | 2,214,000 | 1,831,000 |
| Securities available for sale | 56,042,000 | 52,215,000 | 56,038,000 | 56,494,000 |
| Securities held to maturity | 20,552,000 | 22,166,000 | 26,129,000 | 26,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,784,000 | 283,770,000 | 303,945,000 | 310,099,000 |
| Interest-bearing deposits | 100,376,000 | 100,441,000 | 106,441,000 | 100,844,000 |
| Noninterest-bearing deposits | 163,408,000 | 183,329,000 | 197,504,000 | 209,255,000 |
| Equity capital | 19,730,000 | 18,073,000 | 16,555,000 | 18,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,034,000 | 4,311,000 | 7,086,000 | 10,376,000 |
| Interest expense | 54,000 | 118,000 | 188,000 | 264,000 |
| Net interest income | 1,980,000 | 4,193,000 | 6,898,000 | 10,112,000 |
| Noninterest income | 192,000 | 390,000 | 579,000 | 775,000 |
| Noninterest expense | 1,012,000 | 2,056,000 | 3,100,000 | 4,264,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,085,000 | 2,377,000 | 4,152,000 | 6,323,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,085,000 | 2,377,000 | 4,152,000 | 6,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,874,000 | 23,416,000 | 24,441,000 | 24,352,000 |
| Total capital | 24,941,000 | 25,553,000 | 26,655,000 | 26,183,000 |
| Risk-weighted assets | 169,634,000 | 182,802,000 | 186,266,000 | 191,620,000 |