Call reports 2021
WESTERN BANK, ARTESIA, NEW MEXICO — 2021
What WESTERN BANK, ARTESIA, NEW MEXICO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 234,707,000 | 233,168,000 | 284,712,000 | 269,866,000 |
| Total loans | 119,751,000 | 120,245,000 | 110,005,000 | 117,901,000 |
| Allowance for loan losses | 1,824,000 | 1,901,000 | 1,976,000 | 2,045,000 |
| Securities available for sale | 60,407,000 | 55,983,000 | 54,398,000 | 60,286,000 |
| Securities held to maturity | 15,170,000 | 15,118,000 | 14,521,000 | 16,563,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,923,000 | 208,455,000 | 259,460,000 | 245,284,000 |
| Interest-bearing deposits | 100,609,000 | 96,672,000 | 97,091,000 | 100,003,000 |
| Noninterest-bearing deposits | 110,314,000 | 111,783,000 | 162,369,000 | 145,281,000 |
| Equity capital | 23,007,000 | 23,576,000 | 23,671,000 | 23,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,081,000 | 4,109,000 | 6,175,000 | 8,752,000 |
| Interest expense | 65,000 | 124,000 | 180,000 | 236,000 |
| Net interest income | 2,016,000 | 3,985,000 | 5,995,000 | 8,516,000 |
| Noninterest income | 175,000 | 360,000 | 550,000 | 752,000 |
| Noninterest expense | 982,000 | 1,979,000 | 3,016,000 | 4,279,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,134,000 | 2,216,000 | 3,304,000 | 4,689,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,134,000 | 2,216,000 | 3,304,000 | 4,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,984,000 | 22,316,000 | 22,654,000 | 22,539,000 |
| Total capital | 23,808,000 | 24,079,000 | 24,607,000 | 24,566,000 |
| Risk-weighted assets | 159,047,000 | 140,908,000 | 156,221,000 | 162,185,000 |