Call reports 2020
WESTERN BANK, ARTESIA, NEW MEXICO — 2020
What WESTERN BANK, ARTESIA, NEW MEXICO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 233,992,000 | 260,693,000 | 248,946,000 | 234,246,000 |
| Total loans | 100,431,000 | 123,952,000 | 124,534,000 | 103,982,000 |
| Allowance for loan losses | 1,681,000 | 1,619,000 | 1,686,000 | 1,755,000 |
| Securities available for sale | 59,643,000 | 69,301,000 | 64,318,000 | 60,359,000 |
| Securities held to maturity | 12,144,000 | 13,295,000 | 13,119,000 | 13,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,170,000 | 221,812,000 | 209,734,000 | 210,002,000 |
| Interest-bearing deposits | 97,247,000 | 91,195,000 | 92,559,000 | 96,040,000 |
| Noninterest-bearing deposits | 113,923,000 | 130,617,000 | 117,175,000 | 113,962,000 |
| Equity capital | 22,649,000 | 23,636,000 | 23,794,000 | 23,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,184,000 | 4,311,000 | 6,465,000 | 9,001,000 |
| Interest expense | 89,000 | 180,000 | 266,000 | 345,000 |
| Net interest income | 2,095,000 | 4,131,000 | 6,199,000 | 8,656,000 |
| Noninterest income | 190,000 | 336,000 | 512,000 | 701,000 |
| Noninterest expense | 866,000 | 1,787,000 | 2,761,000 | 4,212,000 |
| Provision for loan losses | 105,000 | 180,000 | 255,000 | 430,000 |
| Pretax income | 1,322,000 | 2,508,000 | 3,703,000 | 4,789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,322,000 | 2,508,000 | 3,703,000 | 4,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,232,000 | 21,668,000 | 21,765,000 | 21,600,000 |
| Total capital | 22,913,000 | 23,287,000 | 23,451,000 | 23,355,000 |
| Risk-weighted assets | 136,375,000 | 163,143,000 | 164,876,000 | 147,526,000 |