Call reports 2019
WESTERN BANK, ARTESIA, NEW MEXICO — 2019
What WESTERN BANK, ARTESIA, NEW MEXICO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 218,114,000 | 221,478,000 | 213,387,000 | 219,723,000 |
| Total loans | 90,629,000 | 93,082,000 | 86,841,000 | 93,549,000 |
| Allowance for loan losses | 1,414,000 | 1,489,000 | 1,595,000 | 1,612,000 |
| Securities available for sale | 64,327,000 | 65,627,000 | 65,841,000 | 62,532,000 |
| Securities held to maturity | 9,808,000 | 12,412,000 | 12,709,000 | 12,674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,650,000 | 199,377,000 | 190,503,000 | 198,163,000 |
| Interest-bearing deposits | 98,050,000 | 94,712,000 | 88,930,000 | 96,632,000 |
| Noninterest-bearing deposits | 99,600,000 | 104,665,000 | 101,573,000 | 101,531,000 |
| Equity capital | 20,436,000 | 22,057,000 | 22,735,000 | 21,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,213,000 | 4,410,000 | 6,613,000 | 8,760,000 |
| Interest expense | 80,000 | 166,000 | 252,000 | 342,000 |
| Net interest income | 2,133,000 | 4,244,000 | 6,361,000 | 8,418,000 |
| Noninterest income | 192,000 | 368,000 | 551,000 | 744,000 |
| Noninterest expense | 852,000 | 1,725,000 | 2,572,000 | 3,506,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 1,368,000 | 2,677,000 | 4,025,000 | 5,236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,368,000 | 2,677,000 | 4,025,000 | 5,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,744,000 | 21,302,000 | 21,850,000 | 20,661,000 |
| Total capital | 22,158,000 | 22,791,000 | 23,363,000 | 22,251,000 |
| Risk-weighted assets | 121,162,000 | 124,381,000 | 119,515,000 | 125,664,000 |