Call reports 2018
WESTERN BANK, ARTESIA, NEW MEXICO — 2018
What WESTERN BANK, ARTESIA, NEW MEXICO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 188,787,000 | 194,238,000 | 198,254,000 | 218,870,000 |
| Total loans | 85,307,000 | 86,679,000 | 91,359,000 | 95,404,000 |
| Allowance for loan losses | 1,410,000 | 1,273,000 | 1,270,000 | 1,257,000 |
| Securities available for sale | 51,235,000 | 53,554,000 | 55,600,000 | 60,004,000 |
| Securities held to maturity | 10,203,000 | 11,223,000 | 9,933,000 | 9,911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,430,000 | 175,707,000 | 179,457,000 | 199,571,000 |
| Interest-bearing deposits | 86,194,000 | 88,642,000 | 90,482,000 | 95,661,000 |
| Noninterest-bearing deposits | 84,236,000 | 87,065,000 | 88,975,000 | 103,910,000 |
| Equity capital | 18,299,000 | 18,513,000 | 18,705,000 | 19,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,814,000 | 3,653,000 | 5,640,000 | 7,807,000 |
| Interest expense | 66,000 | 133,000 | 205,000 | 282,000 |
| Net interest income | 1,748,000 | 3,520,000 | 5,435,000 | 7,525,000 |
| Noninterest income | 210,000 | 414,000 | 620,000 | 825,000 |
| Noninterest expense | 864,000 | 1,773,000 | 2,656,000 | 3,533,000 |
| Provision for loan losses | 0 | 0 | 0 | 105,000 |
| Pretax income | 1,089,000 | 2,156,000 | 3,394,000 | 4,373,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,089,000 | 2,156,000 | 3,394,000 | 4,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,617,000 | 20,059,000 | 20,646,000 | 19,999,000 |
| Total capital | 21,012,000 | 21,332,000 | 21,916,000 | 21,256,000 |
| Risk-weighted assets | 111,552,000 | 110,457,000 | 114,445,000 | 124,168,000 |