Call reports 2017
WESTERN BANK, ARTESIA, NEW MEXICO — 2017
What WESTERN BANK, ARTESIA, NEW MEXICO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 189,812,000 | 182,333,000 | 189,287,000 | 188,338,000 |
| Total loans | 80,216,000 | 79,858,000 | 81,622,000 | 82,517,000 |
| Allowance for loan losses | 1,457,000 | 1,467,000 | 1,495,000 | 1,409,000 |
| Securities available for sale | 56,999,000 | 55,240,000 | 55,133,000 | 49,020,000 |
| Securities held to maturity | 10,021,000 | 11,152,000 | 10,323,000 | 10,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,572,000 | 163,405,000 | 170,058,000 | 169,640,000 |
| Interest-bearing deposits | 89,740,000 | 84,844,000 | 86,546,000 | 86,632,000 |
| Noninterest-bearing deposits | 81,832,000 | 78,561,000 | 83,512,000 | 83,008,000 |
| Equity capital | 18,169,000 | 18,886,000 | 19,114,000 | 18,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,608,000 | 3,258,000 | 4,934,000 | 6,614,000 |
| Interest expense | 62,000 | 126,000 | 193,000 | 256,000 |
| Net interest income | 1,546,000 | 3,132,000 | 4,741,000 | 6,358,000 |
| Noninterest income | 199,000 | 411,000 | 635,000 | 889,000 |
| Noninterest expense | 798,000 | 1,622,000 | 2,421,000 | 3,236,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 917,000 | 1,861,000 | 2,865,000 | 3,785,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 917,000 | 1,861,000 | 2,865,000 | 3,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,659,000 | 18,978,000 | 19,357,000 | 19,152,000 |
| Total capital | 20,022,000 | 20,315,000 | 20,720,000 | 20,518,000 |
| Risk-weighted assets | 108,980,000 | 106,836,000 | 108,923,000 | 109,202,000 |