Call reports 2013
WESTERN BANK, ARTESIA, NEW MEXICO — 2013
What WESTERN BANK, ARTESIA, NEW MEXICO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 181,629,000 | 171,065,000 | 196,862,000 | 177,292,000 |
| Total loans | 66,844,000 | 71,878,000 | 64,647,000 | 66,572,000 |
| Allowance for loan losses | 879,000 | 907,000 | 935,000 | 965,000 |
| Securities available for sale | 64,622,000 | 64,888,000 | 62,553,000 | 63,707,000 |
| Securities held to maturity | 9,565,000 | 9,148,000 | 9,132,000 | 9,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,862,000 | 155,340,000 | 181,679,000 | 162,805,000 |
| Interest-bearing deposits | 81,365,000 | 80,317,000 | 81,431,000 | 80,301,000 |
| Noninterest-bearing deposits | 83,497,000 | 75,023,000 | 100,248,000 | 82,504,000 |
| Equity capital | 16,628,000 | 15,640,000 | 15,036,000 | 14,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,512,000 | 3,078,000 | 4,603,000 | 6,168,000 |
| Interest expense | 95,000 | 179,000 | 262,000 | 341,000 |
| Net interest income | 1,417,000 | 2,899,000 | 4,341,000 | 5,827,000 |
| Noninterest income | 204,000 | 487,000 | 658,000 | 833,000 |
| Noninterest expense | 692,000 | 1,401,000 | 2,107,000 | 2,880,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 899,000 | 1,925,000 | 2,802,000 | 3,660,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 899,000 | 1,925,000 | 2,802,000 | 3,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,524,000 | 15,926,000 | 16,177,000 | 16,035,000 |
| Total capital | 16,403,000 | 16,833,000 | 17,112,000 | 17,000,000 |
| Risk-weighted assets | 90,435,000 | 91,965,000 | 91,103,000 | 89,483,000 |