Call reports 2012
WESTERN BANK, ARTESIA, NEW MEXICO — 2012
What WESTERN BANK, ARTESIA, NEW MEXICO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 159,740,000 | 157,426,000 | 171,257,000 | 192,210,000 |
| Total loans | 72,993,000 | 73,801,000 | 71,042,000 | 70,078,000 |
| Allowance for loan losses | 818,000 | 825,000 | 839,000 | 864,000 |
| Securities available for sale | 40,214,000 | 47,265,000 | 49,667,000 | 50,596,000 |
| Securities held to maturity | 8,804,000 | 8,582,000 | 9,023,000 | 9,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,555,000 | 141,022,000 | 154,552,000 | 175,498,000 |
| Interest-bearing deposits | 78,707,000 | 77,541,000 | 79,801,000 | 90,693,000 |
| Noninterest-bearing deposits | 64,848,000 | 63,481,000 | 74,751,000 | 84,805,000 |
| Equity capital | 16,050,000 | 16,300,000 | 16,539,000 | 16,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,657,000 | 3,242,000 | 4,829,000 | 6,333,000 |
| Interest expense | 133,000 | 252,000 | 363,000 | 463,000 |
| Net interest income | 1,524,000 | 2,990,000 | 4,466,000 | 5,870,000 |
| Noninterest income | 143,000 | 284,000 | 426,000 | 699,000 |
| Noninterest expense | 737,000 | 1,452,000 | 2,182,000 | 2,727,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 900,000 | 1,762,000 | 2,620,000 | 3,722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 900,000 | 1,762,000 | 2,620,000 | 3,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,679,000 | 14,915,000 | 15,148,000 | 15,250,000 |
| Total capital | 15,497,000 | 15,740,000 | 15,987,000 | 16,114,000 |
| Risk-weighted assets | 91,434,000 | 91,607,000 | 92,445,000 | 96,313,000 |