Call reports 2011
WESTERN BANK, ARTESIA, NEW MEXICO — 2011
What WESTERN BANK, ARTESIA, NEW MEXICO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 153,554,000 | 161,155,000 | 157,173,000 | 149,918,000 |
| Total loans | 75,291,000 | 77,076,000 | 77,331,000 | 76,770,000 |
| Allowance for loan losses | 715,000 | 745,000 | 775,000 | 790,000 |
| Securities available for sale | 42,856,000 | 44,890,000 | 43,179,000 | 41,610,000 |
| Securities held to maturity | 10,696,000 | 10,087,000 | 9,974,000 | 8,673,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,527,000 | 145,280,000 | 140,515,000 | 133,829,000 |
| Interest-bearing deposits | 81,590,000 | 78,486,000 | 76,543,000 | 75,036,000 |
| Noninterest-bearing deposits | 56,937,000 | 66,794,000 | 63,972,000 | 58,793,000 |
| Equity capital | 14,859,000 | 15,725,000 | 16,458,000 | 15,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,631,000 | 3,359,000 | 5,127,000 | 6,849,000 |
| Interest expense | 200,000 | 386,000 | 553,000 | 703,000 |
| Net interest income | 1,431,000 | 2,973,000 | 4,574,000 | 6,146,000 |
| Noninterest income | 130,000 | 272,000 | 419,000 | 576,000 |
| Noninterest expense | 723,000 | 1,471,000 | 2,185,000 | 3,534,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 808,000 | 1,714,000 | 2,718,000 | 3,068,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 808,000 | 1,714,000 | 2,718,000 | 3,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,018,000 | 14,298,000 | 14,677,000 | 14,403,000 |
| Total capital | 14,733,000 | 15,043,000 | 15,452,000 | 15,193,000 |
| Risk-weighted assets | 106,652,000 | 109,928,000 | 109,648,000 | 94,088,000 |