Call reports 2025
PIONEER BANK — 2025
What PIONEER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 835,317,000 | 855,580,000 | 839,715,000 | 896,819,000 |
| Total loans | 577,838,000 | 625,757,000 | 633,819,000 | 633,491,000 |
| Allowance for loan losses | 5,974,000 | 6,421,000 | 6,159,000 | 6,290,000 |
| Securities available for sale | 158,778,000 | 143,223,000 | 127,375,000 | 124,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 741,890,000 | 734,380,000 | 724,826,000 | 778,065,000 |
| Interest-bearing deposits | 655,265,000 | 645,469,000 | 644,854,000 | 682,394,000 |
| Noninterest-bearing deposits | 86,625,000 | 88,911,000 | 79,972,000 | 95,671,000 |
| Equity capital | 77,871,000 | 79,708,000 | 84,027,000 | 86,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,234,000 | 24,888,000 | 38,148,000 | 51,298,000 |
| Interest expense | 4,795,000 | 9,558,000 | 14,535,000 | 19,394,000 |
| Net interest income | 7,439,000 | 15,330,000 | 23,613,000 | 31,904,000 |
| Noninterest income | 636,000 | 1,386,000 | 2,358,000 | 3,032,000 |
| Noninterest expense | 5,035,000 | 10,270,000 | 15,177,000 | 20,649,000 |
| Provision for loan losses | 0 | 450,000 | 1,000,000 | 1,150,000 |
| Pretax income | 3,040,000 | 5,753,000 | 9,501,000 | 12,844,000 |
| Income tax | 174,000 | 464,000 | 678,000 | 1,060,000 |
| Net income | 2,866,000 | 5,289,000 | 8,823,000 | 11,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,916,000 | 82,553,000 | 85,082,000 | 85,832,000 |
| Total capital | 88,890,000 | 88,975,000 | 91,241,000 | 92,122,000 |
| Risk-weighted assets | 597,000,000 | 638,782,000 | 643,571,000 | 648,615,000 |