Call reports 2024
PIONEER BANK — 2024
What PIONEER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 808,564,000 | 799,457,000 | 852,506,000 | 858,902,000 |
| Total loans | 553,278,000 | 572,910,000 | 579,667,000 | 579,473,000 |
| Allowance for loan losses | 6,086,000 | 5,997,000 | 6,192,000 | 5,979,000 |
| Securities available for sale | 152,623,000 | 149,028,000 | 165,172,000 | 164,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 722,860,000 | 714,404,000 | 760,044,000 | 767,285,000 |
| Interest-bearing deposits | 506,223,000 | 622,790,000 | 666,060,000 | 664,631,000 |
| Noninterest-bearing deposits | 216,637,000 | 91,614,000 | 93,984,000 | 102,654,000 |
| Equity capital | 70,456,000 | 69,360,000 | 76,360,000 | 73,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,145,000 | 22,465,000 | 34,622,000 | 47,245,000 |
| Interest expense | 4,545,000 | 9,165,000 | 14,437,000 | 19,594,000 |
| Net interest income | 6,600,000 | 13,300,000 | 20,185,000 | 27,651,000 |
| Noninterest income | 629,000 | 1,331,000 | 2,209,000 | 2,908,000 |
| Noninterest expense | 4,624,000 | 9,566,000 | 14,101,000 | 19,130,000 |
| Provision for loan losses | 150,000 | 850,000 | 1,050,000 | 1,050,000 |
| Pretax income | 2,455,000 | 4,215,000 | 7,243,000 | 10,379,000 |
| Income tax | 139,000 | 378,000 | 548,000 | 785,000 |
| Net income | 2,316,000 | 3,837,000 | 6,695,000 | 9,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,561,000 | 77,268,000 | 79,189,000 | 80,050,000 |
| Total capital | 83,647,000 | 83,265,000 | 85,381,000 | 86,029,000 |
| Risk-weighted assets | 570,459,000 | 591,831,000 | 600,652,000 | 596,477,000 |