Call reports 2023
PIONEER BANK — 2023
What PIONEER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 798,191,000 | 780,079,000 | 778,098,000 | 802,977,000 |
| Total loans | 539,676,000 | 545,033,000 | 541,526,000 | 545,127,000 |
| Allowance for loan losses | 5,884,000 | 5,987,000 | 6,064,000 | 5,927,000 |
| Securities available for sale | 166,091,000 | 161,257,000 | 153,885,000 | 158,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 712,963,000 | 691,630,000 | 701,941,000 | 717,373,000 |
| Interest-bearing deposits | 604,757,000 | 594,444,000 | 492,150,000 | 494,356,000 |
| Noninterest-bearing deposits | 108,206,000 | 97,186,000 | 209,791,000 | 223,017,000 |
| Equity capital | 65,858,000 | 63,672,000 | 60,756,000 | 69,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,412,000 | 18,987,000 | 28,997,000 | 39,428,000 |
| Interest expense | 3,146,000 | 6,741,000 | 10,775,000 | 15,050,000 |
| Net interest income | 6,266,000 | 12,246,000 | 18,222,000 | 24,378,000 |
| Noninterest income | 581,000 | 1,210,000 | 1,989,000 | 2,552,000 |
| Noninterest expense | 4,312,000 | 9,193,000 | 13,729,000 | 18,627,000 |
| Provision for loan losses | 100,000 | 200,000 | 250,000 | 250,000 |
| Pretax income | 2,443,000 | 4,071,000 | 6,240,000 | 8,061,000 |
| Income tax | 8,000 | 255,000 | 349,000 | 504,000 |
| Net income | 2,435,000 | 3,816,000 | 5,891,000 | 7,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,817,000 | 73,455,000 | 74,753,000 | 75,244,000 |
| Total capital | 79,701,000 | 79,442,000 | 80,817,000 | 81,171,000 |
| Risk-weighted assets | 552,161,000 | 557,095,000 | 558,929,000 | 568,794,000 |