Call reports 2022
PIONEER BANK — 2022
What PIONEER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 761,684,000 | 769,436,000 | 781,874,000 | 824,512,000 |
| Total loans | 492,290,000 | 510,633,000 | 527,764,000 | 543,895,000 |
| Allowance for loan losses | 5,361,000 | 6,026,000 | 5,721,000 | 5,759,000 |
| Securities available for sale | 170,459,000 | 160,632,000 | 168,832,000 | 174,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 689,515,000 | 686,272,000 | 706,089,000 | 727,788,000 |
| Interest-bearing deposits | 569,233,000 | 568,948,000 | 590,256,000 | 598,511,000 |
| Noninterest-bearing deposits | 120,282,000 | 117,324,000 | 115,833,000 | 129,277,000 |
| Equity capital | 68,298,000 | 63,542,000 | 56,624,000 | 61,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,587,000 | 13,697,000 | 21,514,000 | 29,875,000 |
| Interest expense | 618,000 | 1,429,000 | 3,156,000 | 5,670,000 |
| Net interest income | 5,969,000 | 12,268,000 | 18,358,000 | 24,205,000 |
| Noninterest income | 556,000 | 1,959,000 | 2,752,000 | 3,355,000 |
| Noninterest expense | 4,129,000 | 8,523,000 | 12,540,000 | 16,788,000 |
| Provision for loan losses | 600,000 | 1,250,000 | 3,350,000 | 3,700,000 |
| Pretax income | 1,796,000 | 4,454,000 | 5,220,000 | 7,077,000 |
| Income tax | 104,000 | 248,000 | 392,000 | 653,000 |
| Net income | 1,692,000 | 4,206,000 | 4,828,000 | 6,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,630,000 | 70,110,000 | 70,700,000 | 71,366,000 |
| Total capital | 74,991,000 | 76,136,000 | 76,421,000 | 77,125,000 |
| Risk-weighted assets | 503,190,000 | 533,590,000 | 552,915,000 | 554,266,000 |