Call reports 2021
PIONEER BANK — 2021
What PIONEER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 728,317,000 | 716,494,000 | 728,889,000 | 773,688,000 |
| Total loans | 458,210,000 | 460,238,000 | 462,040,000 | 487,628,000 |
| Allowance for loan losses | 5,266,000 | 4,236,000 | 4,580,000 | 4,757,000 |
| Securities available for sale | 116,517,000 | 119,854,000 | 154,634,000 | 158,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 646,269,000 | 635,238,000 | 647,003,000 | 691,712,000 |
| Interest-bearing deposits | 544,036,000 | 528,300,000 | 533,006,000 | 557,799,000 |
| Noninterest-bearing deposits | 102,233,000 | 106,938,000 | 113,997,000 | 133,913,000 |
| Equity capital | 75,457,000 | 76,602,000 | 76,736,000 | 77,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,481,000 | 14,347,000 | 22,012,000 | 28,786,000 |
| Interest expense | 734,000 | 1,400,000 | 2,051,000 | 2,689,000 |
| Net interest income | 5,747,000 | 12,947,000 | 19,961,000 | 26,097,000 |
| Noninterest income | 571,000 | 971,000 | 1,595,000 | 2,602,000 |
| Noninterest expense | 4,502,000 | 8,857,000 | 13,364,000 | 17,804,000 |
| Provision for loan losses | 0 | 0 | 350,000 | 550,000 |
| Pretax income | 1,816,000 | 5,061,000 | 7,842,000 | 10,345,000 |
| Income tax | 10,000 | 10,000 | 11,000 | 627,000 |
| Net income | 1,806,000 | 5,051,000 | 7,831,000 | 9,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,935,000 | 65,818,000 | 66,418,000 | 67,836,000 |
| Total capital | 69,754,000 | 70,054,000 | 70,998,000 | 72,593,000 |
| Risk-weighted assets | 385,039,000 | 430,949,000 | 457,699,000 | 490,879,000 |