Call reports 2020
PIONEER BANK — 2020
What PIONEER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 639,958,000 | 679,317,000 | 676,506,000 | 723,208,000 |
| Total loans | 401,773,000 | 457,450,000 | 455,955,000 | 448,944,000 |
| Allowance for loan losses | 3,598,000 | 4,426,000 | 4,946,000 | 5,265,000 |
| Securities available for sale | 92,223,000 | 87,617,000 | 91,226,000 | 102,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,511,000 | 597,882,000 | 595,255,000 | 640,722,000 |
| Interest-bearing deposits | 490,261,000 | 503,451,000 | 493,764,000 | 531,818,000 |
| Noninterest-bearing deposits | 71,250,000 | 94,431,000 | 101,491,000 | 108,904,000 |
| Equity capital | 73,095,000 | 74,364,000 | 74,607,000 | 75,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,138,000 | 13,862,000 | 20,501,000 | 27,255,000 |
| Interest expense | 1,524,000 | 2,427,000 | 3,195,000 | 3,979,000 |
| Net interest income | 5,614,000 | 11,435,000 | 17,306,000 | 23,276,000 |
| Noninterest income | 517,000 | 1,265,000 | 1,908,000 | 2,301,000 |
| Noninterest expense | 4,540,000 | 8,524,000 | 13,073,000 | 17,086,000 |
| Provision for loan losses | 300,000 | 2,300,000 | 3,150,000 | 3,150,000 |
| Pretax income | 1,291,000 | 1,849,000 | 2,964,000 | 5,629,000 |
| Income tax | 17,000 | 17,000 | 17,000 | 17,000 |
| Net income | 1,274,000 | 1,832,000 | 2,947,000 | 5,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,124,000 | 60,765,000 | 61,508,000 | 62,937,000 |
| Total capital | 63,722,000 | 65,191,000 | 66,207,000 | 67,838,000 |
| Risk-weighted assets | 407,514,000 | 381,284,000 | 375,659,000 | 391,677,000 |