Call reports 2019
PIONEER BANK — 2019
What PIONEER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 483,899,000 | 472,342,000 | 651,137,000 | 658,193,000 |
| Total loans | 387,864,000 | 383,073,000 | 452,528,000 | 435,224,000 |
| Allowance for loan losses | 4,298,000 | 4,631,000 | 4,000,000 | 3,292,000 |
| Securities available for sale | 20,480,000 | 19,587,000 | 65,113,000 | 83,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,512,000 | 414,266,000 | 568,788,000 | 581,589,000 |
| Interest-bearing deposits | 371,627,000 | 363,699,000 | 484,983,000 | 492,037,000 |
| Noninterest-bearing deposits | 49,885,000 | 50,567,000 | 83,805,000 | 89,552,000 |
| Equity capital | 48,519,000 | 49,000,000 | 71,810,000 | 71,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,082,000 | 12,950,000 | 21,592,000 | 28,898,000 |
| Interest expense | 1,526,000 | 3,198,000 | 5,131,000 | 6,834,000 |
| Net interest income | 4,556,000 | 9,752,000 | 16,461,000 | 22,064,000 |
| Noninterest income | 411,000 | 631,000 | 1,360,000 | 1,997,000 |
| Noninterest expense | 3,244,000 | 6,268,000 | 11,716,000 | 16,090,000 |
| Provision for loan losses | 700,000 | 1,050,000 | 1,050,000 | 2,050,000 |
| Pretax income | 1,023,000 | 3,065,000 | 5,042,000 | 5,909,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 1,019,000 | 3,061,000 | 5,038,000 | 5,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,258,000 | 43,539,000 | 59,100,000 | 60,302,000 |
| Total capital | 47,556,000 | 48,032,000 | 63,100,000 | 63,594,000 |
| Risk-weighted assets | 364,093,000 | 359,437,000 | 445,816,000 | 439,342,000 |