Call reports 2018
PIONEER BANK — 2018
What PIONEER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 422,446,000 | 435,292,000 | 447,431,000 | 454,144,000 |
| Total loans | 371,446,000 | 381,306,000 | 388,376,000 | 390,527,000 |
| Allowance for loan losses | 3,859,000 | 4,121,000 | 4,370,000 | 4,326,000 |
| Securities available for sale | 16,113,000 | 15,345,000 | 14,411,000 | 13,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,700,000 | 374,779,000 | 377,089,000 | 382,343,000 |
| Interest-bearing deposits | 317,310,000 | 326,449,000 | 321,717,000 | 331,767,000 |
| Noninterest-bearing deposits | 47,390,000 | 48,330,000 | 55,372,000 | 50,576,000 |
| Equity capital | 44,945,000 | 44,208,000 | 45,031,000 | 45,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,245,000 | 10,946,000 | 16,955,000 | 22,967,000 |
| Interest expense | 892,000 | 1,987,000 | 3,102,000 | 4,576,000 |
| Net interest income | 4,353,000 | 8,959,000 | 13,853,000 | 18,391,000 |
| Noninterest income | 358,000 | 789,000 | 1,333,000 | 1,782,000 |
| Noninterest expense | 2,721,000 | 5,588,000 | 8,558,000 | 11,543,000 |
| Provision for loan losses | 150,000 | 400,000 | 500,000 | 800,000 |
| Pretax income | 1,840,000 | 3,760,000 | 6,128,000 | 7,830,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 1,836,000 | 3,756,000 | 6,124,000 | 7,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,733,000 | 38,973,000 | 39,911,000 | 40,420,000 |
| Total capital | 43,592,000 | 43,094,000 | 44,281,000 | 44,746,000 |
| Risk-weighted assets | 350,590,000 | 357,152,000 | 363,398,000 | 363,476,000 |