Call reports 2017
PIONEER BANK — 2017
What PIONEER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 405,595,000 | 402,737,000 | 409,264,000 | 416,512,000 |
| Total loans | 339,025,000 | 339,543,000 | 336,231,000 | 357,020,000 |
| Allowance for loan losses | 3,304,000 | 3,451,000 | 3,447,000 | 3,651,000 |
| Securities available for sale | 12,308,000 | 13,223,000 | 17,555,000 | 17,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,582,000 | 346,778,000 | 352,995,000 | 359,098,000 |
| Interest-bearing deposits | 309,337,000 | 302,318,000 | 305,274,000 | 312,337,000 |
| Noninterest-bearing deposits | 41,245,000 | 44,460,000 | 47,721,000 | 46,761,000 |
| Equity capital | 41,950,000 | 42,383,000 | 43,079,000 | 43,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,625,000 | 9,563,000 | 14,504,000 | 19,628,000 |
| Interest expense | 781,000 | 1,599,000 | 2,432,000 | 3,276,000 |
| Net interest income | 3,844,000 | 7,964,000 | 12,072,000 | 16,352,000 |
| Noninterest income | -119,000 | 273,000 | 828,000 | 1,351,000 |
| Noninterest expense | 2,704,000 | 5,323,000 | 8,098,000 | 10,767,000 |
| Provision for loan losses | 675,000 | 825,000 | 825,000 | 1,225,000 |
| Pretax income | 346,000 | 2,089,000 | 3,977,000 | 5,711,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 342,000 | 2,085,000 | 3,973,000 | 5,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,640,000 | 37,049,000 | 37,679,000 | 37,898,000 |
| Total capital | 39,944,000 | 40,500,000 | 41,126,000 | 41,549,000 |
| Risk-weighted assets | 325,222,000 | 324,360,000 | 322,571,000 | 340,632,000 |