Call reports 2016
PIONEER BANK — 2016
What PIONEER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 394,706,000 | 400,830,000 | 403,298,000 | 414,404,000 |
| Total loans | 327,246,000 | 336,077,000 | 338,359,000 | 343,844,000 |
| Allowance for loan losses | 3,525,000 | 3,748,000 | 4,661,000 | 3,502,000 |
| Securities available for sale | 12,223,000 | 11,730,000 | 13,786,000 | 12,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,241,000 | 345,271,000 | 347,612,000 | 358,709,000 |
| Interest-bearing deposits | 303,299,000 | 308,370,000 | 307,155,000 | 315,257,000 |
| Noninterest-bearing deposits | 35,942,000 | 36,901,000 | 40,457,000 | 43,452,000 |
| Equity capital | 41,070,000 | 41,021,000 | 41,166,000 | 41,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,366,000 | 9,023,000 | 13,778,000 | 18,401,000 |
| Interest expense | 768,000 | 1,570,000 | 2,358,000 | 3,148,000 |
| Net interest income | 3,598,000 | 7,453,000 | 11,420,000 | 15,253,000 |
| Noninterest income | 337,000 | 787,000 | 1,264,000 | 1,640,000 |
| Noninterest expense | 2,267,000 | 4,695,000 | 7,215,000 | 9,795,000 |
| Provision for loan losses | 250,000 | 1,150,000 | 2,150,000 | 2,350,000 |
| Pretax income | 1,421,000 | 2,398,000 | 3,323,000 | 4,752,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 1,417,000 | 2,394,000 | 3,319,000 | 4,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,628,000 | 35,512,000 | 35,745,000 | 36,286,000 |
| Total capital | 39,153,000 | 39,260,000 | 39,841,000 | 39,788,000 |
| Risk-weighted assets | 314,307,000 | 323,706,000 | 327,116,000 | 332,201,000 |