Call reports 2015
PIONEER BANK — 2015
What PIONEER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 381,503,000 | 383,307,000 | 389,702,000 | 400,207,000 |
| Total loans | 313,180,000 | 325,439,000 | 324,205,000 | 324,231,000 |
| Allowance for loan losses | 2,976,000 | 3,201,000 | 3,327,000 | 3,291,000 |
| Securities available for sale | 13,761,000 | 10,859,000 | 10,387,000 | 10,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,215,000 | 330,530,000 | 335,304,000 | 346,024,000 |
| Interest-bearing deposits | 291,434,000 | 295,900,000 | 300,397,000 | 309,224,000 |
| Noninterest-bearing deposits | 35,781,000 | 34,630,000 | 34,907,000 | 36,800,000 |
| Equity capital | 39,595,000 | 39,322,000 | 40,054,000 | 40,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,241,000 | 8,651,000 | 13,256,000 | 17,518,000 |
| Interest expense | 622,000 | 1,273,000 | 2,053,000 | 2,847,000 |
| Net interest income | 3,619,000 | 7,378,000 | 11,203,000 | 14,671,000 |
| Noninterest income | 63,000 | 299,000 | 943,000 | 1,380,000 |
| Noninterest expense | 1,694,000 | 4,077,000 | 6,328,000 | 8,814,000 |
| Provision for loan losses | 250,000 | 450,000 | 600,000 | 900,000 |
| Pretax income | 1,745,000 | 3,163,000 | 5,231,000 | 6,350,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 1,744,000 | 3,162,000 | 5,230,000 | 6,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,008,000 | 33,897,000 | 34,592,000 | 34,939,000 |
| Total capital | 36,984,000 | 37,098,000 | 37,919,000 | 38,230,000 |
| Risk-weighted assets | 297,987,000 | 305,898,000 | 306,107,000 | 309,173,000 |