Call reports 2014
PIONEER BANK — 2014
What PIONEER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 368,296,000 | 360,852,000 | 358,333,000 | 369,660,000 |
| Total loans | 286,682,000 | 294,264,000 | 292,442,000 | 315,420,000 |
| Allowance for loan losses | 2,569,000 | 2,670,000 | 2,644,000 | 2,816,000 |
| Securities available for sale | 16,038,000 | 21,510,000 | 20,215,000 | 17,128,000 |
| Securities held to maturity | 6,882,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,502,000 | 309,823,000 | 306,795,000 | 316,286,000 |
| Interest-bearing deposits | 283,599,000 | 278,033,000 | 271,245,000 | 278,960,000 |
| Noninterest-bearing deposits | 33,903,000 | 31,790,000 | 35,550,000 | 37,326,000 |
| Equity capital | 37,244,000 | 37,176,000 | 38,447,000 | 38,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,064,000 | 8,031,000 | 12,159,000 | 16,129,000 |
| Interest expense | 640,000 | 1,197,000 | 1,794,000 | 2,400,000 |
| Net interest income | 3,424,000 | 6,834,000 | 10,365,000 | 13,729,000 |
| Noninterest income | -4,000 | 269,000 | 1,020,000 | 1,524,000 |
| Noninterest expense | 2,272,000 | 4,757,000 | 7,043,000 | 9,305,000 |
| Provision for loan losses | 200,000 | 400,000 | 400,000 | 750,000 |
| Pretax income | 948,000 | 1,946,000 | 3,945,000 | 5,212,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 943,000 | 1,941,000 | 3,940,000 | 5,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,136,000 | 31,148,000 | 32,507,000 | 32,638,000 |
| Total capital | 33,705,000 | 33,818,000 | 35,151,000 | 35,454,000 |
| Risk-weighted assets | 274,045,000 | 278,589,000 | 276,661,000 | 295,609,000 |