Call reports 2013
PIONEER BANK — 2013
What PIONEER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 291,287,000 | 286,260,000 | 296,198,000 | 376,995,000 |
| Total loans | 217,209,000 | 234,164,000 | 247,443,000 | 300,504,000 |
| Allowance for loan losses | 2,903,000 | 2,387,000 | 2,592,000 | 2,399,000 |
| Securities available for sale | 17,453,000 | 17,683,000 | 16,846,000 | 16,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 8,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,564,000 | 245,087,000 | 249,462,000 | 317,494,000 |
| Interest-bearing deposits | 225,804,000 | 221,778,000 | 224,083,000 | 281,423,000 |
| Noninterest-bearing deposits | 22,760,000 | 23,309,000 | 25,379,000 | 36,071,000 |
| Equity capital | 29,711,000 | 29,147,000 | 29,753,000 | 36,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,156,000 | 6,576,000 | 10,036,000 | 13,766,000 |
| Interest expense | 703,000 | 1,340,000 | 1,955,000 | 2,573,000 |
| Net interest income | 2,453,000 | 5,236,000 | 8,081,000 | 11,193,000 |
| Noninterest income | -20,000 | 83,000 | 613,000 | 879,000 |
| Noninterest expense | 1,650,000 | 3,526,000 | 5,309,000 | 7,429,000 |
| Provision for loan losses | 500,000 | 600,000 | 800,000 | 1,300,000 |
| Pretax income | 283,000 | 1,195,000 | 2,583,000 | 3,341,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 278,000 | 1,190,000 | 2,578,000 | 3,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,449,000 | 25,466,000 | 26,102,000 | 31,011,000 |
| Total capital | 28,113,000 | 27,853,000 | 28,694,000 | 33,410,000 |
| Risk-weighted assets | 213,347,000 | 224,903,000 | 233,514,000 | 284,009,000 |