Call reports 2008
PIONEER BANK — 2008
What PIONEER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 248,280,000 | 254,482,000 | 246,943,000 | 255,918,000 |
| Total loans | 225,607,000 | 230,020,000 | 223,701,000 | 219,251,000 |
| Allowance for loan losses | 1,771,000 | 2,144,000 | 2,355,000 | 2,703,000 |
| Securities available for sale | 4,240,000 | 3,769,000 | 3,724,000 | 3,505,000 |
| Securities held to maturity | 447,000 | 444,000 | 441,000 | 437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,728,000 | 192,452,000 | 193,671,000 | 204,499,000 |
| Interest-bearing deposits | 172,182,000 | 172,458,000 | 170,803,000 | 178,727,000 |
| Noninterest-bearing deposits | 19,546,000 | 19,994,000 | 22,868,000 | 25,772,000 |
| Equity capital | 26,075,000 | 26,165,000 | 26,731,000 | 25,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,520,000 | 8,950,000 | 13,015,000 | 16,793,000 |
| Interest expense | 1,847,000 | 3,564,000 | 5,164,000 | 6,682,000 |
| Net interest income | 2,673,000 | 5,386,000 | 7,851,000 | 10,111,000 |
| Noninterest income | 165,000 | 420,000 | 972,000 | 1,172,000 |
| Noninterest expense | 1,352,000 | 2,667,000 | 3,966,000 | 5,003,000 |
| Provision for loan losses | 75,000 | 575,000 | 800,000 | 3,300,000 |
| Pretax income | 1,411,000 | 2,564,000 | 4,057,000 | 2,980,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 1,406,000 | 2,559,000 | 4,052,000 | 2,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,579,000 | 21,738,000 | 22,306,000 | 20,828,000 |
| Total capital | 23,350,000 | 23,882,000 | 24,661,000 | 23,477,000 |
| Risk-weighted assets | 221,062,000 | 222,270,000 | 215,806,000 | 211,881,000 |
Machine access — free, no API key
Every figure shown here about PIONEER BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.