Call reports 2025
SOUTHWEST NATIONAL BANK — 2025
What SOUTHWEST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 529,114,000 | 532,640,000 | 516,182,000 | 513,193,000 |
| Total loans | 461,180,000 | 444,832,000 | 429,423,000 | 422,750,000 |
| Allowance for loan losses | 4,252,000 | 4,108,000 | 4,025,000 | 3,781,000 |
| Securities available for sale | 28,971,000 | 27,084,000 | 26,287,000 | 27,527,000 |
| Securities held to maturity | 4,478,000 | 4,439,000 | 4,422,000 | 4,362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,711,000 | 445,131,000 | 428,435,000 | 427,603,000 |
| Interest-bearing deposits | 355,924,000 | 363,001,000 | 344,058,000 | 337,957,000 |
| Noninterest-bearing deposits | 85,787,000 | 82,130,000 | 84,377,000 | 89,646,000 |
| Equity capital | 49,936,000 | 50,187,000 | 50,781,000 | 49,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,918,000 | 15,713,000 | 23,423,000 | 31,147,000 |
| Interest expense | 2,726,000 | 5,303,000 | 7,781,000 | 10,112,000 |
| Net interest income | 5,192,000 | 10,410,000 | 15,642,000 | 21,035,000 |
| Noninterest income | 985,000 | 2,032,000 | 3,085,000 | 4,081,000 |
| Noninterest expense | 4,382,000 | 8,693,000 | 13,019,000 | 17,232,000 |
| Provision for loan losses | 303,000 | 492,000 | 743,000 | 1,150,000 |
| Pretax income | 1,491,000 | 3,258,000 | 4,967,000 | 6,737,000 |
| Income tax | 61,000 | 110,000 | 180,000 | 251,000 |
| Net income | 1,430,000 | 3,148,000 | 4,787,000 | 6,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,497,000 | 52,785,000 | 52,774,000 | 51,323,000 |