Call reports 2023
SOUTHWEST NATIONAL BANK — 2023
What SOUTHWEST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 562,470,000 | 558,540,000 | 565,098,000 | 566,823,000 |
| Total loans | 485,821,000 | 489,171,000 | 496,046,000 | 493,713,000 |
| Allowance for loan losses | 5,497,000 | 5,442,000 | 5,329,000 | 5,277,000 |
| Securities available for sale | 34,528,000 | 31,972,000 | 30,025,000 | 30,739,000 |
| Securities held to maturity | 4,659,000 | 4,657,000 | 4,654,000 | 4,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,916,000 | 477,094,000 | 475,128,000 | 483,324,000 |
| Interest-bearing deposits | 376,926,000 | 370,790,000 | 375,529,000 | 387,244,000 |
| Noninterest-bearing deposits | 106,990,000 | 106,304,000 | 99,599,000 | 96,080,000 |
| Equity capital | 48,273,000 | 47,672,000 | 48,260,000 | 49,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,058,000 | 14,627,000 | 22,171,000 | 30,094,000 |
| Interest expense | 1,931,000 | 4,236,000 | 6,853,000 | 9,878,000 |
| Net interest income | 5,127,000 | 10,391,000 | 15,318,000 | 20,216,000 |
| Noninterest income | 930,000 | 1,931,000 | 2,860,000 | 3,864,000 |
| Noninterest expense | 4,473,000 | 8,715,000 | 12,939,000 | 17,223,000 |
| Provision for loan losses | 284,000 | 377,000 | 524,000 | 751,000 |
| Pretax income | 1,397,000 | 3,332,000 | 4,817,000 | 6,209,000 |
| Income tax | 29,000 | 113,000 | 178,000 | 239,000 |
| Net income | 1,368,000 | 3,219,000 | 4,639,000 | 5,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,057,000 | 50,698,000 | 52,118,000 | 52,349,000 |
| Total capital | 56,554,000 | 56,140,000 | 57,447,000 | 57,626,000 |
| Risk-weighted assets | 512,934,000 | 513,049,000 | 523,238,000 | 521,651,000 |