Call reports 2022
SOUTHWEST NATIONAL BANK — 2022
What SOUTHWEST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 511,083,000 | 508,085,000 | 531,072,000 | 550,491,000 |
| Total loans | 430,643,000 | 434,183,000 | 460,030,000 | 469,040,000 |
| Allowance for loan losses | 5,106,000 | 5,352,000 | 5,411,000 | 5,433,000 |
| Securities available for sale | 35,813,000 | 35,716,000 | 40,628,000 | 40,363,000 |
| Securities held to maturity | 3,595,000 | 4,635,000 | 4,629,000 | 4,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,476,000 | 445,827,000 | 451,858,000 | 473,199,000 |
| Interest-bearing deposits | 333,184,000 | 325,811,000 | 340,825,000 | 368,786,000 |
| Noninterest-bearing deposits | 118,292,000 | 120,016,000 | 111,033,000 | 104,413,000 |
| Equity capital | 47,142,000 | 45,759,000 | 45,744,000 | 46,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,270,000 | 10,480,000 | 16,157,000 | 22,585,000 |
| Interest expense | 439,000 | 867,000 | 1,574,000 | 2,850,000 |
| Net interest income | 4,831,000 | 9,613,000 | 14,583,000 | 19,735,000 |
| Noninterest income | 1,156,000 | 2,035,000 | 2,943,000 | 3,807,000 |
| Noninterest expense | 4,064,000 | 7,954,000 | 11,951,000 | 15,926,000 |
| Provision for loan losses | 163,000 | 405,000 | 552,000 | 671,000 |
| Pretax income | 1,760,000 | 3,290,000 | 5,026,000 | 6,948,000 |
| Income tax | 51,000 | 117,000 | 192,000 | 275,000 |
| Net income | 1,709,000 | 3,173,000 | 4,834,000 | 6,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,139,000 | 48,338,000 | 48,900,000 | 49,638,000 |
| Total capital | 53,245,000 | 53,690,000 | 54,311,000 | 55,071,000 |
| Risk-weighted assets | 446,800,000 | 453,780,000 | 485,725,000 | 500,425,000 |