Call reports 2019
SOUTHWEST NATIONAL BANK — 2019
What SOUTHWEST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 452,059,000 | 443,827,000 | 448,122,000 | 461,701,000 |
| Total loans | 377,222,000 | 371,543,000 | 382,149,000 | 383,400,000 |
| Allowance for loan losses | 4,001,000 | 3,973,000 | 3,957,000 | 3,895,000 |
| Securities available for sale | 35,032,000 | 38,314,000 | 37,993,000 | 35,257,000 |
| Securities held to maturity | 3,824,000 | 3,814,000 | 4,248,000 | 4,198,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,858,000 | 392,794,000 | 389,647,000 | 410,779,000 |
| Interest-bearing deposits | 340,760,000 | 334,125,000 | 330,317,000 | 346,867,000 |
| Noninterest-bearing deposits | 61,098,000 | 58,669,000 | 59,330,000 | 63,912,000 |
| Equity capital | 42,866,000 | 43,927,000 | 44,058,000 | 44,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,265,000 | 10,687,000 | 16,102,000 | 21,525,000 |
| Interest expense | 1,372,000 | 2,758,000 | 4,160,000 | 5,547,000 |
| Net interest income | 3,893,000 | 7,929,000 | 11,942,000 | 15,978,000 |
| Noninterest income | 848,000 | 1,723,000 | 2,645,000 | 3,693,000 |
| Noninterest expense | 3,297,000 | 6,557,000 | 9,814,000 | 13,177,000 |
| Provision for loan losses | 327,000 | 425,000 | 674,000 | 889,000 |
| Pretax income | 1,117,000 | 2,683,000 | 4,112,000 | 5,618,000 |
| Income tax | 38,000 | 106,000 | 169,000 | 234,000 |
| Net income | 1,079,000 | 2,577,000 | 3,943,000 | 5,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,094,000 | 43,661,000 | 43,612,000 | 43,488,000 |
| Total capital | 47,095,000 | 47,634,000 | 47,569,000 | 47,383,000 |
| Risk-weighted assets | 396,387,000 | 388,360,000 | 399,027,000 | 404,369,000 |