Call reports 2018
SOUTHWEST NATIONAL BANK — 2018
What SOUTHWEST NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 445,496,000 | 456,818,000 | 447,370,000 | 456,339,000 |
| Total loans | 373,940,000 | 389,029,000 | 382,971,000 | 380,186,000 |
| Allowance for loan losses | 3,947,000 | 3,972,000 | 4,002,000 | 3,917,000 |
| Securities available for sale | 37,034,000 | 37,414,000 | 36,706,000 | 36,252,000 |
| Securities held to maturity | 3,956,000 | 3,926,000 | 3,897,000 | 3,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,375,000 | 393,229,000 | 390,515,000 | 406,424,000 |
| Interest-bearing deposits | 338,961,000 | 335,588,000 | 332,198,000 | 348,076,000 |
| Noninterest-bearing deposits | 56,414,000 | 57,641,000 | 58,317,000 | 58,348,000 |
| Equity capital | 42,213,000 | 42,825,000 | 42,828,000 | 42,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,722,000 | 9,739,000 | 15,101,000 | 20,667,000 |
| Interest expense | 812,000 | 1,805,000 | 2,913,000 | 4,191,000 |
| Net interest income | 3,910,000 | 7,934,000 | 12,188,000 | 16,476,000 |
| Noninterest income | 836,000 | 1,666,000 | 2,514,000 | 3,363,000 |
| Noninterest expense | 3,122,000 | 6,194,000 | 9,346,000 | 12,596,000 |
| Provision for loan losses | 526,000 | 824,000 | 1,113,000 | 2,637,000 |
| Pretax income | 1,098,000 | 2,582,000 | 4,243,000 | 4,606,000 |
| Income tax | 48,000 | 109,000 | 181,000 | 197,000 |
| Net income | 1,050,000 | 2,473,000 | 4,062,000 | 4,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,010,000 | 43,721,000 | 43,949,000 | 43,045,000 |
| Total capital | 46,957,000 | 47,693,000 | 47,951,000 | 46,962,000 |
| Risk-weighted assets | 380,445,000 | 406,073,000 | 400,780,000 | 400,298,000 |