Call reports 2017
SOUTHWEST NATIONAL BANK — 2017
What SOUTHWEST NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 431,982,000 | 431,462,000 | 435,612,000 | 439,193,000 |
| Total loans | 362,334,000 | 360,856,000 | 365,933,000 | 371,043,000 |
| Allowance for loan losses | 3,757,000 | 3,829,000 | 3,908,000 | 3,888,000 |
| Securities available for sale | 40,237,000 | 39,361,000 | 37,715,000 | 36,265,000 |
| Securities held to maturity | 5,772,000 | 5,120,000 | 5,083,000 | 4,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,745,000 | 378,309,000 | 382,895,000 | 381,340,000 |
| Interest-bearing deposits | 316,597,000 | 322,677,000 | 325,323,000 | 323,614,000 |
| Noninterest-bearing deposits | 56,148,000 | 55,632,000 | 57,572,000 | 57,726,000 |
| Equity capital | 41,700,000 | 42,641,000 | 42,681,000 | 43,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,591,000 | 9,310,000 | 14,024,000 | 18,741,000 |
| Interest expense | 551,000 | 1,150,000 | 1,819,000 | 2,537,000 |
| Net interest income | 4,040,000 | 8,160,000 | 12,205,000 | 16,204,000 |
| Noninterest income | 842,000 | 1,657,000 | 2,477,000 | 4,045,000 |
| Noninterest expense | 3,268,000 | 6,398,000 | 9,483,000 | 12,602,000 |
| Provision for loan losses | 292,000 | 678,000 | 1,121,000 | 1,808,000 |
| Pretax income | 1,322,000 | 2,769,000 | 4,106,000 | 5,867,000 |
| Income tax | 55,000 | 118,000 | 176,000 | 252,000 |
| Net income | 1,267,000 | 2,651,000 | 3,930,000 | 5,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,793,000 | 42,347,000 | 42,496,000 | 43,295,000 |
| Total capital | 45,550,000 | 46,176,000 | 46,404,000 | 47,183,000 |
| Risk-weighted assets | 379,122,000 | 380,017,000 | 383,218,000 | 386,666,000 |