Call reports 2016
SOUTHWEST NATIONAL BANK — 2016
What SOUTHWEST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 434,981,000 | 428,408,000 | 439,667,000 | 437,234,000 |
| Total loans | 346,126,000 | 356,143,000 | 365,159,000 | 364,302,000 |
| Allowance for loan losses | 3,854,000 | 3,961,000 | 3,933,000 | 3,690,000 |
| Securities available for sale | 69,284,000 | 49,401,000 | 45,176,000 | 41,477,000 |
| Securities held to maturity | 2,529,000 | 2,444,000 | 2,352,000 | 2,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,321,000 | 380,010,000 | 381,744,000 | 376,686,000 |
| Interest-bearing deposits | 310,637,000 | 316,959,000 | 321,184,000 | 321,866,000 |
| Noninterest-bearing deposits | 59,684,000 | 63,051,000 | 60,560,000 | 54,820,000 |
| Equity capital | 41,917,000 | 42,191,000 | 42,729,000 | 41,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,544,000 | 9,104,000 | 13,722,000 | 18,221,000 |
| Interest expense | 429,000 | 895,000 | 1,379,000 | 1,918,000 |
| Net interest income | 4,115,000 | 8,209,000 | 12,343,000 | 16,303,000 |
| Noninterest income | 826,000 | 1,621,000 | 2,437,000 | 3,575,000 |
| Noninterest expense | 3,042,000 | 6,067,000 | 9,229,000 | 12,736,000 |
| Provision for loan losses | 256,000 | 803,000 | 1,053,000 | 1,269,000 |
| Pretax income | 1,643,000 | 2,980,000 | 4,518,000 | 5,893,000 |
| Income tax | 53,000 | 112,000 | 179,000 | 237,000 |
| Net income | 1,590,000 | 2,868,000 | 4,339,000 | 5,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,309,000 | 41,357,000 | 41,827,000 | 41,914,000 |
| Total capital | 45,163,000 | 45,318,000 | 45,760,000 | 45,604,000 |
| Risk-weighted assets | 357,792,000 | 364,579,000 | 381,218,000 | 377,339,000 |