Call reports 2015
SOUTHWEST NATIONAL BANK — 2015
What SOUTHWEST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 455,196,000 | 444,783,000 | 442,541,000 | 437,070,000 |
| Total loans | 348,462,000 | 342,559,000 | 349,053,000 | 337,688,000 |
| Allowance for loan losses | 4,174,000 | 4,013,000 | 3,987,000 | 3,801,000 |
| Securities available for sale | 71,693,000 | 73,523,000 | 74,327,000 | 73,085,000 |
| Securities held to maturity | 2,971,000 | 2,882,000 | 2,748,000 | 2,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,558,000 | 398,384,000 | 395,246,000 | 390,417,000 |
| Interest-bearing deposits | 348,613,000 | 336,885,000 | 340,364,000 | 332,177,000 |
| Noninterest-bearing deposits | 59,945,000 | 61,499,000 | 54,882,000 | 58,240,000 |
| Equity capital | 40,599,000 | 40,543,000 | 41,280,000 | 41,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,770,000 | 9,319,000 | 13,977,000 | 18,548,000 |
| Interest expense | 450,000 | 896,000 | 1,339,000 | 1,763,000 |
| Net interest income | 4,320,000 | 8,423,000 | 12,638,000 | 16,785,000 |
| Noninterest income | 798,000 | 1,690,000 | 2,469,000 | 3,291,000 |
| Noninterest expense | 3,015,000 | 5,987,000 | 9,050,000 | 12,159,000 |
| Provision for loan losses | 384,000 | 465,000 | 694,000 | 917,000 |
| Pretax income | 1,719,000 | 3,661,000 | 5,363,000 | 7,000,000 |
| Income tax | 77,000 | 162,000 | 236,000 | 308,000 |
| Net income | 1,642,000 | 3,499,000 | 5,127,000 | 6,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,977,000 | 40,875,000 | 40,873,000 | 41,207,000 |
| Total capital | 44,151,000 | 44,888,000 | 44,860,000 | 45,008,000 |
| Risk-weighted assets | 365,261,000 | 356,915,000 | 360,524,000 | 351,277,000 |