Call reports 2026
LOCAL BANK — 2026
What LOCAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 105,437,000 | 111,299,000 |
| Total loans | 86,023,000 | 86,350,000 |
| Allowance for loan losses | 737,000 | 781,000 |
| Securities available for sale | 2,590,000 | 2,508,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 78,318,000 | 87,456,000 |
| Interest-bearing deposits | 66,889,000 | 76,312,000 |
| Noninterest-bearing deposits | 11,429,000 | 11,144,000 |
| Equity capital | 17,274,000 | 17,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,542,000 | 3,254,000 |
| Interest expense | 710,000 | 1,396,000 |
| Net interest income | 832,000 | 1,858,000 |
| Noninterest income | 1,945,000 | 4,296,000 |
| Noninterest expense | 3,287,000 | 6,836,000 |
| Provision for loan losses | 185,000 | 225,000 |
| Pretax income | -695,000 | -907,000 |
| Income tax | -105,000 | -105,000 |
| Net income | -590,000 | -802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,126,000 | 14,923,000 |