Call report 2025Q4
LOCAL BANK — 2025Q4
The 22 measures LOCAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 109,703,000 | USD | evidence → |
| Total loans | 81,350,000 | USD | evidence → |
| Allowance for loan losses | 731,000 | USD | evidence → |
| Securities available for sale | 2,708,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,747,000 | USD | evidence → |
| Interest-bearing deposits | 72,835,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,912,000 | USD | evidence → |
| Equity capital | 17,892,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,204,000 | USD | evidence → |
| Interest expense | 2,696,000 | USD | evidence → |
| Net interest income | 3,508,000 | USD | evidence → |
| Noninterest income | 8,025,000 | USD | evidence → |
| Noninterest expense | 11,617,000 | USD | evidence → |
| Provision for loan losses | 194,000 | USD | evidence → |
| Pretax income | -278,000 | USD | evidence → |
| Income tax | -198,000 | USD | evidence → |
| Net income | -80,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,820,000 | USD | evidence → |