Call reports 2024
LOCAL BANK — 2024
What LOCAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 57,885,000 | 60,412,000 | 61,964,000 | 78,250,000 |
| Total loans | 40,631,000 | 42,300,000 | 45,365,000 | 60,943,000 |
| Allowance for loan losses | 411,000 | 437,000 | 478,000 | 524,000 |
| Securities available for sale | 2,843,000 | 2,732,000 | 2,718,000 | 2,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,744,000 | 44,553,000 | 46,134,000 | 58,775,000 |
| Interest-bearing deposits | 33,946,000 | 36,491,000 | 38,021,000 | 47,406,000 |
| Noninterest-bearing deposits | 7,798,000 | 8,062,000 | 8,114,000 | 11,369,000 |
| Equity capital | 15,708,000 | 15,590,000 | 15,393,000 | 15,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,869,000 | 2,894,000 | 4,121,000 |
| Interest expense | 301,000 | 686,000 | 1,064,000 | 1,550,000 |
| Net interest income | 573,000 | 1,183,000 | 1,830,000 | 2,571,000 |
| Noninterest income | 598,000 | 1,121,000 | 1,792,000 | 3,146,000 |
| Noninterest expense | 1,461,000 | 2,961,000 | 4,623,000 | 6,935,000 |
| Provision for loan losses | 40,000 | 55,000 | 90,000 | 130,000 |
| Pretax income | -330,000 | -712,000 | -1,091,000 | -1,348,000 |
| Income tax | -115,000 | -249,000 | -349,000 | -290,000 |
| Net income | -215,000 | -463,000 | -742,000 | -1,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,630,000 | 13,811,000 | 13,384,000 | 13,287,000 |