Call reports 2023
LOCAL BANK — 2023
What LOCAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 32,117,000 | 35,972,000 | 43,622,000 | 52,189,000 |
| Total loans | 18,299,000 | 22,324,000 | 24,994,000 | 35,442,000 |
| Allowance for loan losses | 190,000 | 226,000 | 292,000 | 371,000 |
| Securities available for sale | 5,414,000 | 3,234,000 | 3,017,000 | 2,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 27,000 | 0 | 0 |
| Total deposits | 15,476,000 | 19,426,000 | 27,317,000 | 35,908,000 |
| Interest-bearing deposits | 8,913,000 | 10,123,000 | 20,150,000 | 28,115,000 |
| Noninterest-bearing deposits | 6,563,000 | 9,303,000 | 7,167,000 | 7,793,000 |
| Equity capital | 16,619,000 | 16,389,000 | 16,079,000 | 15,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 430,000 | 898,000 | 1,491,000 | 2,251,000 |
| Interest expense | 6,000 | 36,000 | 131,000 | 347,000 |
| Net interest income | 424,000 | 862,000 | 1,360,000 | 1,904,000 |
| Noninterest income | 21,000 | 25,000 | 77,000 | 190,000 |
| Noninterest expense | 706,000 | 1,608,000 | 2,319,000 | 3,294,000 |
| Provision for loan losses | 52,000 | 87,000 | 162,000 | 232,000 |
| Pretax income | -313,000 | -807,000 | -1,071,000 | -1,459,000 |
| Income tax | 0 | -177,000 | -187,000 | -364,000 |
| Net income | -313,000 | -630,000 | -884,000 | -1,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,488,000 | 15,295,000 | 15,048,000 | 14,839,000 |