Call reports 2022
LOCAL BANK — 2022
What LOCAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 17,544,000 | 33,682,000 | 32,449,000 | 31,655,000 |
| Total loans | 4,483,000 | 4,192,000 | 9,002,000 | 13,710,000 |
| Allowance for loan losses | 41,000 | 50,000 | 100,000 | 137,000 |
| Securities available for sale | 9,971,000 | 10,939,000 | 6,604,000 | 6,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,628,000 | 16,434,000 | 15,424,000 | 14,762,000 |
| Interest-bearing deposits | 9,297,000 | 9,081,000 | 8,897,000 | 8,622,000 |
| Noninterest-bearing deposits | 6,331,000 | 7,353,000 | 6,527,000 | 6,140,000 |
| Equity capital | 1,915,000 | 17,231,000 | 16,960,000 | 16,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 111,000 | 242,000 | 497,000 | 906,000 |
| Interest expense | 4,000 | 9,000 | 14,000 | 18,000 |
| Net interest income | 107,000 | 233,000 | 483,000 | 888,000 |
| Noninterest income | 9,000 | 18,000 | 22,000 | 28,000 |
| Noninterest expense | 113,000 | 471,000 | 862,000 | 1,352,000 |
| Provision for loan losses | 0 | 50,000 | 100,000 | 137,000 |
| Pretax income | 3,000 | -270,000 | -456,000 | -573,000 |
| Income tax | 2,000 | 21,000 | -71,000 | -86,000 |
| Net income | 1,000 | -291,000 | -385,000 | -487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,915,000 | 16,012,000 | 15,893,000 | 15,796,000 |