Call reports 2021
LOCAL BANK — 2021
What LOCAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 17,153,000 | 17,310,000 | 17,084,000 | 17,617,000 |
| Total loans | 5,196,000 | 5,138,000 | 5,006,000 | 4,785,000 |
| Allowance for loan losses | 70,000 | 71,000 | 71,000 | 60,000 |
| Securities available for sale | 1,543,000 | 1,034,000 | 1,029,000 | 1,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,212,000 | 15,368,000 | 15,101,000 | 15,674,000 |
| Interest-bearing deposits | 9,145,000 | 9,639,000 | 9,439,000 | 9,324,000 |
| Noninterest-bearing deposits | 6,067,000 | 5,729,000 | 5,662,000 | 6,350,000 |
| Equity capital | 1,907,000 | 1,915,000 | 1,941,000 | 1,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 147,000 | 289,000 | 428,000 | 547,000 |
| Interest expense | 4,000 | 10,000 | 15,000 | 19,000 |
| Net interest income | 143,000 | 279,000 | 413,000 | 528,000 |
| Noninterest income | 7,000 | 19,000 | 29,000 | 58,000 |
| Noninterest expense | 143,000 | 269,000 | 380,000 | 509,000 |
| Provision for loan losses | 0 | 3,000 | 3,000 | 10,000 |
| Pretax income | 7,000 | 26,000 | 59,000 | 67,000 |
| Income tax | -2,000 | 7,000 | 15,000 | 15,000 |
| Net income | 9,000 | 19,000 | 44,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,907,000 | 1,915,000 | 1,941,000 | 1,927,000 |