Call reports 2020
LOCAL BANK — 2020
What LOCAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 14,975,000 | 15,522,000 | 15,448,000 | 17,052,000 |
| Total loans | 5,983,000 | 5,730,000 | 5,445,000 | 5,247,000 |
| Allowance for loan losses | 77,000 | 70,000 | 72,000 | 70,000 |
| Securities available for sale | 4,115,000 | 3,299,000 | 3,285,000 | 2,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,939,000 | 13,485,000 | 13,379,000 | 15,118,000 |
| Interest-bearing deposits | 8,508,000 | 8,324,000 | 8,517,000 | 8,967,000 |
| Noninterest-bearing deposits | 4,431,000 | 5,161,000 | 4,862,000 | 6,151,000 |
| Equity capital | 1,958,000 | 1,988,000 | 2,005,000 | 1,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 188,000 | 357,000 | 522,000 | 683,000 |
| Interest expense | 11,000 | 22,000 | 29,000 | 35,000 |
| Net interest income | 177,000 | 335,000 | 493,000 | 648,000 |
| Noninterest income | 16,000 | 30,000 | 39,000 | 51,000 |
| Noninterest expense | 131,000 | 270,000 | 403,000 | 521,000 |
| Provision for loan losses | 15,000 | 15,000 | 16,000 | 16,000 |
| Pretax income | 47,000 | 80,000 | 113,000 | 162,000 |
| Income tax | 18,000 | 13,000 | 21,000 | 35,000 |
| Net income | 29,000 | 67,000 | 92,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,913,000 | 1,954,000 | 1,981,000 | 1,897,000 |