Call reports 2019
LOCAL BANK — 2019
What LOCAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 15,299,000 | 14,968,000 | 14,989,000 | 14,929,000 |
| Total loans | 6,032,000 | 5,978,000 | 5,988,000 | 5,989,000 |
| Allowance for loan losses | 81,000 | 82,000 | 86,000 | 89,000 |
| Securities available for sale | 7,513,000 | 6,312,000 | 5,315,000 | 5,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,313,000 | 12,926,000 | 12,850,000 | 12,988,000 |
| Interest-bearing deposits | 8,877,000 | 8,484,000 | 8,445,000 | 8,520,000 |
| Noninterest-bearing deposits | 4,436,000 | 4,442,000 | 4,405,000 | 4,468,000 |
| Equity capital | 1,911,000 | 1,990,000 | 2,054,000 | 1,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 403,000 | 602,000 | 789,000 |
| Interest expense | 11,000 | 24,000 | 37,000 | 48,000 |
| Net interest income | 187,000 | 379,000 | 565,000 | 741,000 |
| Noninterest income | 12,000 | 24,000 | 51,000 | 63,000 |
| Noninterest expense | 125,000 | 255,000 | 374,000 | 532,000 |
| Provision for loan losses | 8,000 | 23,000 | 32,000 | 71,000 |
| Pretax income | 66,000 | 125,000 | 210,000 | 201,000 |
| Income tax | 16,000 | 31,000 | 53,000 | 49,000 |
| Net income | 50,000 | 94,000 | 157,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,943,000 | 1,987,000 | 2,054,000 | 1,896,000 |
| Total capital | 2,024,000 | 2,069,000 | 2,140,000 | 1,985,000 |
| Risk-weighted assets | 8,789,000 | 7,680,000 | 7,610,000 | 7,482,000 |