Call reports 2018
LOCAL BANK — 2018
What LOCAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 15,898,000 | 15,546,000 | 15,570,000 | 15,250,000 |
| Total loans | 5,981,000 | 5,718,000 | 5,879,000 | 5,871,000 |
| Allowance for loan losses | 56,000 | 31,000 | 75,000 | 69,000 |
| Securities available for sale | 7,459,000 | 7,455,000 | 7,942,000 | 7,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,004,000 | 13,609,000 | 13,596,000 | 13,376,000 |
| Interest-bearing deposits | 9,181,000 | 8,842,000 | 8,726,000 | 8,606,000 |
| Noninterest-bearing deposits | 4,823,000 | 4,767,000 | 4,870,000 | 4,770,000 |
| Equity capital | 1,862,000 | 1,909,000 | 1,930,000 | 1,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 393,000 | 595,000 | 820,000 |
| Interest expense | 7,000 | 17,000 | 27,000 | 38,000 |
| Net interest income | 191,000 | 376,000 | 568,000 | 782,000 |
| Noninterest income | 15,000 | 33,000 | 47,000 | 51,000 |
| Noninterest expense | 148,000 | 291,000 | 424,000 | 557,000 |
| Provision for loan losses | 0 | 0 | 44,000 | 77,000 |
| Pretax income | 58,000 | 118,000 | 147,000 | 199,000 |
| Income tax | 14,000 | 25,000 | 32,000 | 45,000 |
| Net income | 44,000 | 93,000 | 115,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,933,000 | 1,981,000 | 2,004,000 | 1,893,000 |
| Total capital | 1,989,000 | 2,012,000 | 2,079,000 | 1,962,000 |
| Risk-weighted assets | 8,182,000 | 7,991,000 | 8,055,000 | 8,177,000 |