Call reports 2017
LOCAL BANK — 2017
What LOCAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 16,781,000 | 16,520,000 | 16,364,000 | 15,963,000 |
| Total loans | 6,058,000 | 5,741,000 | 6,064,000 | 6,092,000 |
| Allowance for loan losses | 50,000 | 60,000 | 60,000 | 61,000 |
| Securities available for sale | 5,035,000 | 5,047,000 | 6,036,000 | 7,495,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,896,000 | 14,575,000 | 14,372,000 | 14,103,000 |
| Interest-bearing deposits | 9,908,000 | 9,823,000 | 9,520,000 | 9,402,000 |
| Noninterest-bearing deposits | 4,988,000 | 4,752,000 | 4,852,000 | 4,701,000 |
| Equity capital | 1,880,000 | 1,924,000 | 1,955,000 | 1,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 186,000 | 379,000 | 577,000 | 778,000 |
| Interest expense | 7,000 | 15,000 | 21,000 | 29,000 |
| Net interest income | 179,000 | 364,000 | 556,000 | 749,000 |
| Noninterest income | 23,000 | 39,000 | 71,000 | 85,000 |
| Noninterest expense | 149,000 | 297,000 | 469,000 | 599,000 |
| Provision for loan losses | 48,000 | 60,000 | 64,000 | 64,000 |
| Pretax income | 5,000 | 46,000 | 94,000 | 171,000 |
| Income tax | -6,000 | 3,000 | 14,000 | 36,000 |
| Net income | 11,000 | 43,000 | 80,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,912,000 | 1,944,000 | 1,981,000 | 1,889,000 |
| Total capital | 1,962,000 | 2,004,000 | 2,041,000 | 1,950,000 |
| Risk-weighted assets | 8,863,000 | 8,619,000 | 8,808,000 | 8,150,000 |