Call reports 2014
LOCAL BANK — 2014
What LOCAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 15,334,000 | 15,122,000 | 15,901,000 | 15,933,000 |
| Total loans | 5,879,000 | 5,832,000 | 5,942,000 | 6,096,000 |
| Allowance for loan losses | 97,000 | 98,000 | 96,000 | 90,000 |
| Securities available for sale | 5,724,000 | 5,595,000 | 5,412,000 | 5,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,476,000 | 13,174,000 | 13,900,000 | 14,038,000 |
| Interest-bearing deposits | 9,720,000 | 9,448,000 | 9,826,000 | 9,827,000 |
| Noninterest-bearing deposits | 3,756,000 | 3,726,000 | 4,074,000 | 4,211,000 |
| Equity capital | 1,834,000 | 1,904,000 | 1,942,000 | 1,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 176,000 | 369,000 | 562,000 | 741,000 |
| Interest expense | 7,000 | 15,000 | 22,000 | 29,000 |
| Net interest income | 169,000 | 354,000 | 540,000 | 712,000 |
| Noninterest income | 29,000 | 46,000 | 67,000 | 84,000 |
| Noninterest expense | 135,000 | 274,000 | 423,000 | 583,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 126,000 | 184,000 | 213,000 |
| Income tax | 21,000 | 35,000 | 48,000 | 55,000 |
| Net income | 42,000 | 91,000 | 136,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,847,000 | 1,887,000 | 1,934,000 | 1,865,000 |
| Total capital | 1,939,000 | 1,978,000 | 2,028,000 | 1,955,000 |
| Risk-weighted assets | 7,361,000 | 7,283,000 | 7,540,000 | 7,699,000 |