Call reports 2009
LOCAL BANK — 2009
What LOCAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 14,318,000 | 14,569,000 | 14,382,000 | 14,354,000 |
| Total loans | 3,377,000 | 3,926,000 | 4,412,000 | 4,530,000 |
| Allowance for loan losses | 44,000 | 23,000 | 82,000 | 68,000 |
| Securities available for sale | 10,130,000 | 9,548,000 | 7,425,000 | 8,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,064,000 | 12,589,000 | 12,449,000 | 12,485,000 |
| Interest-bearing deposits | 8,949,000 | 9,379,000 | 9,415,000 | 9,409,000 |
| Noninterest-bearing deposits | 3,115,000 | 3,210,000 | 3,034,000 | 3,076,000 |
| Equity capital | 2,166,000 | 1,873,000 | 1,834,000 | 1,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 192,000 | 374,000 | 567,000 | 756,000 |
| Interest expense | 41,000 | 91,000 | 132,000 | 165,000 |
| Net interest income | 151,000 | 283,000 | 435,000 | 591,000 |
| Noninterest income | 29,000 | 56,000 | 92,000 | 120,000 |
| Noninterest expense | 136,000 | 269,000 | 419,000 | 554,000 |
| Provision for loan losses | 0 | 0 | 59,000 | 110,000 |
| Pretax income | 44,000 | -257,000 | -278,000 | -280,000 |
| Income tax | 5,000 | 10,000 | 5,000 | 5,000 |
| Net income | 39,000 | -267,000 | -283,000 | -285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,088,000 | 1,782,000 | 1,766,000 | 1,765,000 |
| Total capital | 2,132,000 | 1,805,000 | 1,848,000 | 1,833,000 |
| Risk-weighted assets | 5,993,000 | 6,255,000 | 6,563,000 | 6,750,000 |
Machine access — free, no API key
Every figure shown here about LOCAL BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.