Call reports 2018
FIRST STATE BANK OF WABASHA — 2018
What FIRST STATE BANK OF WABASHA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 118,335,000 | 128,874,000 | 124,571,000 | 133,369,000 |
| Total loans | 39,627,000 | 38,707,000 | 38,575,000 | 40,885,000 |
| Allowance for loan losses | 648,000 | 620,000 | 652,000 | 4,000 |
| Securities available for sale | 54,394,000 | 58,825,000 | 57,688,000 | 52,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,052,000 | 114,187,000 | 109,914,000 | 112,049,000 |
| Interest-bearing deposits | 78,187,000 | 85,367,000 | 81,217,000 | 81,368,000 |
| Noninterest-bearing deposits | 25,865,000 | 28,820,000 | 28,697,000 | 30,681,000 |
| Equity capital | 14,071,000 | 14,376,000 | 14,227,000 | 21,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 1,910,000 | 2,911,000 | 994,000 |
| Interest expense | 136,000 | 312,000 | 494,000 | 171,000 |
| Net interest income | 805,000 | 1,598,000 | 2,417,000 | 823,000 |
| Noninterest income | 103,000 | 254,000 | 367,000 | 86,000 |
| Noninterest expense | 588,000 | 1,088,000 | 1,816,000 | 445,000 |
| Provision for loan losses | 0 | 45,000 | 75,000 | 0 |
| Pretax income | 320,000 | 719,000 | 893,000 | 456,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 0 |
| Net income | 319,000 | 718,000 | 892,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,936,000 | 15,335,000 | 15,509,000 | 10,108,000 |
| Total capital | 15,572,000 | 15,955,000 | 16,147,000 | 10,112,000 |
| Risk-weighted assets | 50,854,000 | 50,897,000 | 51,020,000 | 63,801,000 |