Call reports 2017
FIRST STATE BANK OF WABASHA — 2017
What FIRST STATE BANK OF WABASHA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 135,246,000 | 132,236,000 | 123,370,000 | 126,389,000 |
| Total loans | 37,306,000 | 38,464,000 | 37,988,000 | 39,931,000 |
| Allowance for loan losses | 801,000 | 801,000 | 808,000 | 643,000 |
| Securities available for sale | 59,998,000 | 59,581,000 | 59,546,000 | 57,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,586,000 | 117,049,000 | 108,105,000 | 111,303,000 |
| Interest-bearing deposits | 80,683,000 | 86,407,000 | 81,998,000 | 82,872,000 |
| Noninterest-bearing deposits | 39,903,000 | 30,642,000 | 26,107,000 | 28,431,000 |
| Equity capital | 14,402,000 | 14,859,000 | 14,868,000 | 14,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 916,000 | 1,825,000 | 2,726,000 | 3,662,000 |
| Interest expense | 130,000 | 262,000 | 397,000 | 533,000 |
| Net interest income | 786,000 | 1,563,000 | 2,329,000 | 3,129,000 |
| Noninterest income | 114,000 | 238,000 | 352,000 | 780,000 |
| Noninterest expense | 536,000 | 1,023,000 | 1,562,000 | 2,074,000 |
| Provision for loan losses | 0 | 35,000 | 72,000 | 2,000 |
| Pretax income | 364,000 | 750,000 | 1,065,000 | 1,851,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 363,000 | 749,000 | 1,064,000 | 1,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,230,000 | 14,316,000 | 14,481,000 | 15,117,000 |
| Total capital | 14,883,000 | 14,966,000 | 15,121,000 | 15,760,000 |
| Risk-weighted assets | 52,075,000 | 51,835,000 | 51,003,000 | 52,385,000 |