Call reports 2016
FIRST STATE BANK OF WABASHA — 2016
What FIRST STATE BANK OF WABASHA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 129,681,000 | 135,583,000 | 126,746,000 | 130,524,000 |
| Total loans | 37,273,000 | 38,976,000 | 39,328,000 | 38,667,000 |
| Allowance for loan losses | 823,000 | 823,000 | 830,000 | 829,000 |
| Securities available for sale | 59,493,000 | 63,037,000 | 61,891,000 | 59,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,542,000 | 119,610,000 | 110,631,000 | 116,143,000 |
| Interest-bearing deposits | 97,649,000 | 92,334,000 | 84,580,000 | 85,620,000 |
| Noninterest-bearing deposits | 16,893,000 | 27,276,000 | 26,051,000 | 30,523,000 |
| Equity capital | 14,832,000 | 15,623,000 | 15,704,000 | 14,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 1,855,000 | 2,783,000 | 3,697,000 |
| Interest expense | 147,000 | 286,000 | 423,000 | 558,000 |
| Net interest income | 788,000 | 1,569,000 | 2,360,000 | 3,139,000 |
| Noninterest income | 74,000 | 134,000 | 261,000 | 390,000 |
| Noninterest expense | 510,000 | 985,000 | 1,519,000 | 2,007,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 352,000 | 718,000 | 1,102,000 | 1,522,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 351,000 | 717,000 | 1,101,000 | 1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,822,000 | 14,038,000 | 14,271,000 | 14,392,000 |
| Total capital | 14,479,000 | 14,704,000 | 14,912,000 | 15,038,000 |
| Risk-weighted assets | 52,390,000 | 53,090,000 | 51,069,000 | 51,472,000 |