Call reports 2015
FIRST STATE BANK OF WABASHA — 2015
What FIRST STATE BANK OF WABASHA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 122,516,000 | 130,711,000 | 128,848,000 | 132,355,000 |
| Total loans | 38,725,000 | 39,093,000 | 39,845,000 | 38,400,000 |
| Allowance for loan losses | 912,000 | 825,000 | 825,000 | 825,000 |
| Securities available for sale | 57,582,000 | 58,627,000 | 60,019,000 | 59,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,776,000 | 116,339,000 | 113,718,000 | 117,794,000 |
| Interest-bearing deposits | 92,017,000 | 101,183,000 | 97,472,000 | 101,142,000 |
| Noninterest-bearing deposits | 15,759,000 | 15,156,000 | 16,246,000 | 16,652,000 |
| Equity capital | 14,360,000 | 13,938,000 | 14,631,000 | 14,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,844,000 | 2,787,000 | 3,711,000 |
| Interest expense | 185,000 | 357,000 | 522,000 | 678,000 |
| Net interest income | 761,000 | 1,487,000 | 2,265,000 | 3,033,000 |
| Noninterest income | 137,000 | 200,000 | 372,000 | 514,000 |
| Noninterest expense | 480,000 | 1,001,000 | 1,542,000 | 2,061,000 |
| Provision for loan losses | 10,000 | 82,000 | 162,000 | 238,000 |
| Pretax income | 408,000 | 604,000 | 933,000 | 1,249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 408,000 | 604,000 | 933,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,205,000 | 13,402,000 | 13,730,000 | 13,721,000 |
| Total capital | 13,847,000 | 14,070,000 | 14,397,000 | 14,380,000 |
| Risk-weighted assets | 51,100,000 | 53,261,000 | 53,156,000 | 52,539,000 |