Call reports 2014
FIRST STATE BANK OF WABASHA — 2014
What FIRST STATE BANK OF WABASHA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 118,249,000 | 126,466,000 | 123,427,000 | 126,355,000 |
| Total loans | 39,032,000 | 37,610,000 | 40,081,000 | 40,004,000 |
| Allowance for loan losses | 1,096,000 | 1,098,000 | 1,104,000 | 906,000 |
| Securities available for sale | 55,461,000 | 59,489,000 | 58,888,000 | 58,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,481,000 | 113,152,000 | 109,676,000 | 112,355,000 |
| Interest-bearing deposits | 91,806,000 | 98,395,000 | 94,343,000 | 97,321,000 |
| Noninterest-bearing deposits | 13,675,000 | 14,757,000 | 15,333,000 | 15,034,000 |
| Equity capital | 12,291,000 | 12,762,000 | 13,111,000 | 13,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 1,891,000 | 2,838,000 | 3,787,000 |
| Interest expense | 202,000 | 402,000 | 602,000 | 800,000 |
| Net interest income | 746,000 | 1,489,000 | 2,236,000 | 2,987,000 |
| Noninterest income | 148,000 | 205,000 | 399,000 | 564,000 |
| Noninterest expense | 480,000 | 1,021,000 | 1,503,000 | 2,013,000 |
| Provision for loan losses | 0 | 256,000 | 256,000 | 456,000 |
| Pretax income | 388,000 | 383,000 | 940,000 | 1,146,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 386,000 | 381,000 | 938,000 | 1,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,255,000 | 12,249,000 | 12,806,000 | 13,013,000 |
| Total capital | 12,903,000 | 12,908,000 | 13,458,000 | 13,680,000 |
| Risk-weighted assets | 51,427,000 | 52,289,000 | 51,711,000 | 53,139,000 |