Call reports 2013
FIRST STATE BANK OF WABASHA — 2013
What FIRST STATE BANK OF WABASHA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 120,507,000 | 128,921,000 | 122,152,000 | 120,692,000 |
| Total loans | 39,016,000 | 39,105,000 | 38,863,000 | 39,612,000 |
| Allowance for loan losses | 1,091,000 | 1,096,000 | 1,096,000 | 1,096,000 |
| Securities available for sale | 56,459,000 | 56,030,000 | 57,605,000 | 56,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,880,000 | 116,483,000 | 109,493,000 | 108,513,000 |
| Interest-bearing deposits | 92,930,000 | 102,048,000 | 95,809,000 | 93,998,000 |
| Noninterest-bearing deposits | 13,950,000 | 14,435,000 | 13,684,000 | 14,515,000 |
| Equity capital | 13,069,000 | 11,740,000 | 11,893,000 | 11,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 966,000 | 1,920,000 | 2,917,000 | 3,890,000 |
| Interest expense | 232,000 | 460,000 | 686,000 | 903,000 |
| Net interest income | 734,000 | 1,460,000 | 2,231,000 | 2,987,000 |
| Noninterest income | 109,000 | 354,000 | 471,000 | 586,000 |
| Noninterest expense | 559,000 | 1,110,000 | 1,648,000 | 2,149,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 172,000 | 560,000 | 851,000 | 1,180,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 0 |
| Net income | 170,000 | 558,000 | 849,000 | 1,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,275,000 | 11,663,000 | 11,954,000 | 12,283,000 |
| Total capital | 11,927,000 | 12,341,000 | 12,607,000 | 12,940,000 |
| Risk-weighted assets | 51,721,000 | 53,791,000 | 51,819,000 | 52,159,000 |